Group: alt.education
From: "teachrmama"
Date: Wednesday, February 27, 2008 12:33 AM
Subject: Re: Teaching Kids to Save Money


"Wide Eyed in Wonder" wrote in message
news:057a0299-4a84-4746-a90e-82be77720a2e@u72g2000hsf.googlegroups.com...
> On Feb 26, 9:06 am, "teachrmama" wrote:
>> "Wide Eyed in Wonder" wrote in
>> messagenews:55d1be10-f39d-4c98-9a5c-263b4143973e@k2g2000hse.googlegroups.com...
>>
>>
>>
>> > On Feb 25, 11:45 pm, "teachrmama" wrote:
>> >> "Wide Eyed in Wonder" wrote in
>> >> messagenews:6387b976-77e0-436a-9a6d-cbaa25b8f621@p25g2000hsf.googlegroups.com...
>>
>> >> > On Feb 25, 10:36 pm, Wide Eyed in Wonder
>> >> > wrote:
>> >> >> On Feb 25, 7:14 pm, "teachrmama" wrote:
>>
>> >> >> > "Wide Eyed in Wonder" wrote in
>> >> >> > messagenews:3d97f0d5-da8c-4ebe-91fd-babc62c973ad@e6g2000prf.googlegroups.com...
>>
>> >> >> > > On Feb 24, 3:09 pm, "teachrmama" wrote:
>>
>> >> >> >
>>
>> >> >> > >> > She started the whole "not answering" thing in RESPONSE to a
>> >> >> > >> > question
>> >> >> > >> > and has gone on to ignore about 5 questions from me. So, I
>> >> >> > >> > guess
>> >> >> > >> > you
>> >> >> > >> > are inaccurate.
>>
>> >> >> > >> Oh, no, Kenneth. I have told you that I will be *glad* to
>> >> >> > >> answer
>> >> >> > >> your
>> >> >> > >> questions, as soon as you answer the one question I asked you.
>> >> >> > >> I'm
>> >> >> > >> not
>> >> >> > >> refusing to answer at all--like you are--I'm just not going to
>> >> >> > >> answer
>> >> >> > >> until
>> >> >> > >> you finally answer my one question. So I guess you are
>> >> >> > >> inaccurate.
>>
>> >> >> > > First, you say I need to provide an idea. Then, I point out
>> >> >> > > that
>> >> >> > > I
>> >> >> > > did provide an idea. Then, you say you need full details
>> >> >> > > before
>> >> >> > > you
>> >> >> > > will answer me (a standard YOU have never met in your
>> >> >> > > ideas...hypocrisy).
>>
>> >> >> > > So, despite the fact that you haven't provided details on any
>> >> >> > > idea
>> >> >> > > that you have posted (hypocrite) and are currently admitting to
>> >> >> > > be
>> >> >> > > guilty of the charge you have against me (not answering
>> >> >> > > questions...hypocrite), I'm going to provide details..right
>> >> >> > > here...right now. Then, I expect FULL DETAILED answers to
>> >> >> > > EVERY
>> >> >> > > question I have given you.
>>
>> >> >> > Reading comprehension is a very important skill to
>> >> >> > develop,
>> >> >> > Kenneth. Keep working at it.
>>
>> >> >> > > Financial Savings Accounts Suggestion
>>
>> >> >> > > I suggest (my opinion) that students be taught the value of
>> >> >> > > saving
>> >> >> > > money by way of setting up savings accounts for the students.
>> >> >> > > In
>> >> >> > > that
>> >> >> > > teachers are currently demanding students' families give many
>> >> >> > > school
>> >> >> > > supplies (paper towels, crayons, protractors, etc) to the class
>> >> >> > > each
>> >> >> > > year, it is not unusual to ask them to donate money to a
>> >> >> > > savings
>> >> >> > > account (which could be in any amount of money...even a penny).
>> >> >> > > Over
>> >> >> > > the course of the upcoming years (even after that class) the
>> >> >> > > students
>> >> >> > > could see the value of compounding on their money.
>>
>> >> >> > Obviously you still have no dies about how to set goals and
>> >> >> > objectives.
>> >> >> > This is just the same idea you presented before a little more
>> >> >> > dressed
>> >> >> > up.
>> >> >> > So, I will ask a few questions about it just to clarify:
>>
>> >> >> > 1) Do you consider "teaching kids to save money" and "setting
>> >> >> > up
>> >> >> > savings
>> >> >> > accounts" to be one and the same? If savings accounts are just
>> >> >> > one
>> >> >> > kdea on
>> >> >> > how to teach kids to save money, what other ideas will you use?
>>
>> >> >> > 2) Who will collect the money? How often will it be collected?
>> >> >> > Who
>> >> >> > will
>> >> >> > count the money? Who will compute the interest? Will these be
>> >> >> > student
>> >> >> > tasks, and, therefore, ways for them to learn the value of
>> >> >> > saving?
>> >> >> > How
>> >> >> > will
>> >> >> > those lessons be taught to students who choose not to bring
>> >> >> > money?
>>
>> >> >> > > In fact, it may be a good idea to make this a 529 college
>> >> >> > > savings
>> >> >> > > account. Of course, all of this is just my idea of how to make
>> >> >> > > it
>> >> >> > > work.
>>
>> >> >> > 3) Who will open the bank accounts? Do you know of a bank that
>> >> >> > permits
>> >> >> > deopsits as low as one penny? How often will the money be
>> >> >> > deposited?
>> >> >> > Where
>> >> >> > will it be kept until it is deposited? How much interest do you
>> >> >> > think
>> >> >> > that
>> >> >> > the students who only deposit a penny each month will earn?
>>
>> >> >> > 4) How will the responsibility for these savings accounts be
>> >> >> > handles
>> >> >> > from
>> >> >> > year to year? Will the original teacher continue to handle them?
>> >> >> > Will
>> >> >> > the
>> >> >> > new teacher take over? What will you do about students who move
>> >> >> > part
>> >> >> > way
>> >> >> > through the year? Who will be responsible for getting their
>> >> >> > money
>> >> >> > for
>> >> >> > them?
>>
>> >> >> > 5) What specific objectives--measurable behavioral
>> >> >> > objectives--are
>> >> >> > you
>> >> >> > looking for from the students to show you that they have mastered
>> >> >> > what
>> >> >> > you
>> >> >> > are trying to teach?
>>
>> >> >> > > There you go, everyone. I expect to see full detailed answers
>> >> >> > > to
>> >> >> > > all
>> >> >> > > of my questions, now.
>>
>> >> >> > Was you answer detailed, Kenneth?
>>
>> >> >> Of course it was detailed, or do you need me to give you a
>> >> >> definition
>> >> >> of "detail." I did give you specifics, as you requested. Just
>> >> >> because you like to renegotiate at you go doesn't give you an out.
>> >> >> Answer my questions.
>>
>> >> >> Kenneth Clifton
>> >> >> christiansuperhero.com
>>
>> >> > Your words....
>>
>> >> > "Silly little boy, it is no use talking to you because you refuse to
>> >> > answer
>> >> > the one question I have repeatedly asked. *How, specifically, do
>> >> > you
>> >> > intend
>> >> > to teach children to save money if you ever find yourself actually
>> >> > teaching
>> >> > in a classroom?* Until you answer that one simple question, do not
>> >> > ask me
>> >> > any more questions. "
>>
>> >> > I have supplied you with my suggestion of how, specifically, I
>> >> > intend
>> >> > to teach them to save money. So, since that was your ONLY
>> >> > requirement
>> >> > (according to this post), I await your replies to my questions.
>>
>> >> And that is all there is to your plan? No introduction to the
>> >> concept?
>> >> No
>> >> specific activities to teach the concept? No follow up activities to
>> >> make
>> >> sure the lesson is learned? Just "hand money to the teacher--as
>> >> little
>> >> as a
>> >> penny," and that's it?
>>
>> >> Go ahead and ask your questions, Kenneth. The only reason I stopped
>> >> answering is that you never answered me. If that's all you've got,
>> >> then
>> >> that's all you've got. How far along in teacher training are you?
>>
>> > I've already asked them...go back in the thread and answer them.
>>
>> Kenneth, if the questions are so unimportant to you that you cannot
>> re-ask
>> them, then they are not very important, are they? I am not reading back
>> through all these posts to answer questions that you have forgotten. Nor
>> did I ever say I would.
>
> Very well...
>
> 1.
>
> My words:
> "I thought I didn't propose any specifics. If I didn't propose any
> specifics, how could I be guilty of the specific suggestion you say
> here?" [The specific being starting savings accounts]

I did not say you did not offer the specific suggestion of a savings
account--I asked you to give some specifics of how you would *teach* the
children to *save money*--goals and objectives. A savings account is an
activity--but I still see no goals and objectives.

>
> 2.
>
> Your words:
> "No I didn't. I said that the savings account idea was one I
> disagreed with.
> You do like to hide your lack of anything resembling knowledge on a
> subject behind foolish questioning, don't you."
>
> Your earlier words reposted:
> "Especially since you have not even made an attempt to describe
> exactly how you want to go about teaching this."
>
> My words: "So, claiming I have "not even made an attempt" with
> specifics is not saying I have provided no specifics? What did I
> do....make a specific point without trying?"

You haven't. The savings account was mentioned in the first post--I asked
you many times after that to describe how you would *teach* the idea
expressed in the first post- Goals and objectives!

>
> 3.
>
> Your words:
>> You answer abosleutly no questions you are asked about how you
>> plan to go about teaching the ideas you bring to the group--but you
>> expect
>> me to answer questions about my motivation for teaching? You are a
>> selfish
>> little thing, aren't you?
>
>> But, since you asked, I teach in order to give the tools for success to
>> the
>> children I work with. I encourage them to use those tools in the
>> environment of the classroom, where their burgeoning skills can be
>> encouraged and fine-tuned.. I encourage them to try the tools outside of
>> the classroom, and praise them when they come back with reports of their
>> successes. I gladly work with parents and show them how to encourage
>> their
>> children's developing skills. I teach to provide the tools that will
>> give
>> the children the skills and opportunity to succeed in their lives. I
>> cannot
>> imagine a higher calling. And I get paid to do what I love so much.
>
> [I note there are NO lesson plans for your suggestion.]

You didn't ask about goals and objectives--you asked about motivation. I
don't need lesson plans for my motivation.


>
> 4.
>
> My words:
> "Answer the question. Earlier, you got onto me for answering with a
> question, which you do, here. So, answer my question. If I have
> given no specifics, as you claim, with what do you disagree with this
> thread...specifically? Or, do you just WANT to disagree with ME?
>
> I can keep reposting this to all your posts for a long time, if you
> need."

Ah--we had reached the point where I refused to answer any more questions
until you answered mine. I surely hope that the answer you gave was not the
best of your ability. I disagree with the idea of teachers being in charge
of savings accounts for students, because I do not see how you are going to
make it workable, or insure cooperation of all students--and money is a
sensitive issue with many people. Savings accounts are a parent's
responsibility. That does not mean that we would not continue to teach
money management skills, as we do now.

>
> 5.
>
> My words:
> "Can you answer the question or not? If you claim we cannot teach
> saving money, since we cannot know if they will use the money
> management skills or not; you must, likewise, apply that to EVERY
> other subject field (Math, English, etc). Thus, we cannot teach kids
> to read, to do math, etc, since they may not use the skills we
> teach...right?"

I never said that we cannot teach it because they might not use it. I
stated my reasons for not teaching with actual money or savingsd accounts
above. I just do not see how you will produce measurable behavioral
objectives. In reading, I can teadt and see how well the children have
learned. Same with math. I can't guarantee that they will use the skills
outside of the classroom--but I do know they have learned them. How do you
*know* you have taught them *to save money*?

> 6.
>
> My words:
> "Do you apply the same standard of requiring details to respond to
> ANYONE else on these groups ... or just me (showing discrimination)? "

Silly, I was responding to your thread, asking you to elaborate so I could
better understand what you were trying to say. You seem to have a
persecution complex, if even the request for more detailed info is seen as
"discrimination."

>
> 7.
> My words:
> "Where did I say it was a "must do" as you have said. I have not. I
> provided an idea, and you required details to respond (even though
> you've apparently NOT responded many times). So, I ask again, have
> you provided full details for ANY idea or suggestion made in recent
> threads?"

I have not made any suggestions that anyone seemed to need more info about
in order to fully understand what I was trying to say. And I have not
started any threads.